Follow every claim to its source.
All sources below were consulted on 2026-10-27. Check dates apply to observations, not permanent validity. Technical caveats are recorded in each card’s details and calculator assumptions.
Amazon Pay ICICI Bank
Checked 2026-10-27. Calculator models domestic physical Amazon shopping and eligible retail only; digital Amazon Pay categories are omitted.
- https://www.icici.bank.in/personal-banking/cards/credit-card/amazon-pay-credit-card
- https://www.icici.bank.in/content/dam/icicibank/india/managed-assets/revamp-page-images/docs/pdf/tc-for-amazon-pay-credit-card.pdf
Flipkart Axis Bank
Checked 2026-10-27. Calculator omits changing preferred merchants; Swiggy food is conservatively valued at base rate. Equal months are grouped into four statement quarters.
- https://www.axis.bank.in/cards/credit-card/flipkart-axisbank-credit-card
- https://www.axis.bank.in/docs/default-source/default-document-library/cashback-tncs---final.pdf
HSBC Live+
Checked 2026-10-27. Current service guide takes precedence over older HSBC explainer showing ₹1,000 cap. Calculator uses only dining, food delivery, grocery and utility categories for 10%.
- https://www.hsbc.bank.in/credit-cards/products/live-plus/
- https://www.hsbc.bank.in/content/dam/hsbc/in/documents/credit-cards/live-plus-credit-card-services-guide.pdf
- https://www.hsbc.bank.in/content/dam/hsbc/in/documents/credit-cards/visa-cashback/terms-and-condition.pdf
Swiggy BLCK HDFC Bank
Checked 2026-10-27. September 22, 2026 combined terms used. Online eligibility is merchant/MCC dependent; calculator includes only named retail merchants.
- https://www.hdfc.bank.in/credit-cards/swiggy-blck-hdfc-bank-credit-card
- https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/swiggy-blck-hdfc-bank-credit-card/pdf/combined-tncs-ornge-and-blck.pdf
Swiggy Ornge HDFC Bank
Checked 2026-10-27. Distinct from legacy Swiggy HDFC card. Do not substitute legacy 10% terms.
- https://www.hdfc.bank.in/credit-cards/swiggy-ornge-hdfc-bank-credit-card
- https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/swiggy-blck-hdfc-bank-credit-card/pdf/combined-tncs-ornge-and-blck.pdf
Tax assumption
Membership-fee calculations use 18% GST. See the issuer MITC tax illustrations and issuer GST explanation. Taxes and fees can change; confirm your offer.