Indian credit cards, made clearer

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Look beyond the headline cashback. Compare real fees, reward caps and the small print — all in one place.

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5 cards · official issuer sources · checked 27 Oct 2026

YOUR EVERYDAY, EXPLAINED
COMPARE · UNDERSTAND · DECIDE
The number that mattersValue after fees.Caps and conditions included.
Issuer sourcesTerms you can trace
Fees in the pictureGST included in estimates
Your numbers stay hereCalculator runs in your browser
No approval promisesThe issuer has the final say
A considered starting point

Everyday cards. Different strengths.

A small editorial selection, not the whole market. No paid placement.

Compare all five →
Amazon shopping

Amazon Pay ICICI Bank

Up to 5%eligible rewards, caps apply
₹0annual fee + GST

5% Prime / 3% non-Prime on eligible Amazon purchases; 2% eligible Amazon Pay payments; 1% other eligible purchases. No earning cap.

Checked 2026-10-27

Terms & details →
Flipkart & Myntra

Flipkart Axis Bank

Up to 7.5%eligible rewards, caps apply
₹500annual fee + GST

7.5% Myntra; 5% Flipkart and Cleartrip, each capped at ₹4,000 per statement quarter. 4% preferred merchants; 1% other eligible purchases.

Checked 2026-10-27

Terms & details →
Dining & groceries

HSBC Live+

Up to 10%eligible rewards, caps apply
₹999annual fee + GST

10% eligible dining, food delivery, grocery, shopping and utilities combined, capped at ₹1,200/month; 1.5% other eligible retail.

Checked 2026-10-27

Terms & details →
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02 / CALCULATE

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Test purchases against caps, exclusions and minimum transaction sizes.

03 / VERIFY

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