Swiggy Ornge HDFC Bank
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Fees & waiver
Joining: ₹500 + applicable GST. Renewal: ₹500 + GST.
Renewal waiver ≥ ₹1.5 lakh; excludes cash-on-call, balance transfer and withdrawal.
Rewards
5% eligible Swiggy and select online share ₹1,500/cycle cap; 1% other eligible retail capped at ₹1,000/cycle.
Eligibility
Indian; salaried 21–60, net monthly income > ₹20,000; self-employed 21–65, ITR > ₹6 lakh/year.
These are indicative criteria, not an eligibility assessment. The issuer can request documents, assess credit history and serviceability, and approve or decline at its discretion. We do not approve or process applications.
Caps, exclusions & redemption
Minimum transaction ₹249 for 5%; ₹100 for 1%. Same exclusions as BLCK. Shared cap checked visually in issuer PDF.
Automatic statement credit against non-finance outstanding.
Official issuer sources
- View issuer product page ↗
https://www.hdfc.bank.in/credit-cards/swiggy-ornge-hdfc-bank-credit-card - Read issuer terms 1 ↗
https://www.hdfc.bank.in/content/dam/hdfcbankpws/in/en/personal-banking/discover-products/cards/credit-cards/swiggy-blck-hdfc-bank-credit-card/pdf/combined-tncs-ornge-and-blck.pdf
These links are direct editorial sources, not affiliate links. Issuer terms govern. Review the issuer’s latest MITC for all borrowing and transaction charges. Rewards cannot offset the cost of revolving debt reliably.